July 23, 2021
The title to your car may seem like just a piece of paper, but in actuality, it is an extremely important piece of paper. So, with that said, what happens if you lose the title to your car? We answer that below in our blog post Lost The Title to My Car How Do I Get a New One we’ll go over how to replace it step-by-step.
For those who don’t know, the vehicle title is proof that you own the vehicle. You will have the title of your car on you if you own the car outright.
Otherwise, if you took out a loan to buy the vehicle then the title will still list you as the owner but it will also list the bank or credit union as the lienholder. Based on that info, the title will remain with the financial institution until your loan is paid off.
It is important to get a new title for your car if you’ve lost your vehicle title. There are more than a few things you won’t be able to do without your car title, for instance, if you are looking to sell your car, you won’t be able to do so without the title.
If you lost the title to your car the process to replace it varies state-to-state. Below we will go over how to replace your car title in Oregon and Washington.
Two things to note upfront about replacing your title in Oregon are;
You can find more information about different situations about replacing a lost or damaged title at the Oregon DMV.org site.
While Oregon has you work with the state DMV office, in Washington State you will be working with the Washington State Department of Licensing (DOL) to replace your lost vehicle title.
Things to know right off the bat according to the Washington State DOL:
Start the process of replacing your lost or damaged title by going to the Replace Title webpage on the Washington DOL site. From there the process to replace your vehicle title is relatively simple.
Here are a few links to replace your vehicle tabs, registration, etc.
Don’t feel overwhelmed by the above processes. The Oregon DMV and the Washington State DOL site clearly outline the process to get a new car title. Conveniently, you are able to fill out most of the forms online, from the comfort of your own home. No need to wait in line at the DMV.
The takeaway, make it easier on yourself and store your vehicle title in a safe place to minimize the risk of having to replace it.
If you are looking for more information to transfer a car title you can read about that process in our other blog post: How to Transfer a Car Title
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